Recreational Loans

Large Recreational Loans (Boats, Motorhomes, Travel Trailers)

  • Terms up to 180 months
  • Protection plans available to cover you and your vehicle in the event of an accident or total loss
  • No early repayment penalty

Small Recreational Loans (ATVs/UTVs, Snowmobiles, Jet Ski)

  • Terms up to 72 months
  • Protection plans available to cover you and your vehicle in the event of an accident or total loss
  • No early repayment penalty

Motorcycle Loans

  • Terms up to 84 months
  • Protection plans available to cover you and your vehicle in the event of an accident or total loss
  • No early repayment penalty

 

Choose Local. Earn More.

When it comes to your recreational loan, where you choose to refinance matters. For a limited time, take advantage of rates as low as 6.24% APR* and earn a $200 bonus* on qualifying auto loans with MCCU.

Whether you’re looking to lower your payment or shorten your term, we make it easy to switch and start saving so you can focus on where the road takes you next. Choose local, earn more, and travel with confidence.

 

Apply Now

 

Recreational Loans
Effective Date: Saturday October 3, 2026
NameRates as low asTerms up to
Motorcycle (2025 and newer) 6.24% APR* 84 months
Motorcycle (2021-2024) 6.74% APR* 72 months
Small Recreation (2025 and newer) 6.99% APR* 72 months
Small Recreation (2021 - 2024) 7.49% APR* 72 months
Large Recreation 6.49% APR* 180 months
*APR = Annual Percentage Rate. Rates listed above are estimates, and may vary by term selected.

 

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