Personal Loans

Based on what you're looking for, personal loans can be set up as a revolving line of credit or a closed end, term loan. 

Installment Loans

  • Terms up to 60 months
  • No fees
  • No early repayment penalties
  • Amount of loan and rates are based on the credit score(s) of the applicant(s)
  • Access revolving loans and transfer funds through online banking
  • Life and disability credit insurance options available 

Sound Foundation

Our solution for those who have not yet established credit or are looking to repair their credit.

  • Closed end loan with secured fund component
    • Funds released upon full satisfaction of loan terms
  • Amounts available up to $5,000
  • Terms available up to 36 months

Cash on Demand

Our solution for any short-term cash needs you may have. This revolving line of credit provides flexibility to borrow money as you need it.

  • Designed to help with your current and future needs
  • Monthly payments based on what you borrow
  • Access funds easily through Online Banking or by contacting us
  • Life and disability credit insurance options available 

Overdraft Protection Line of Credit

Did you know MCCU checking accounts offer a safety net for when funds are a little low?

  • Makes sure transactions are covered
  • Affordable monthly payments
  • Hassle free access—funds are automatically transferred when available
  • Prevents non-sufficient fund (NSF) and additional merchant fees
  • Life and disability credit insurance options available 

 

Loan Payment Calculator

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