Personal Loans
Based on what you're looking for, personal loans can be set up as a revolving line of credit or a closed end, term loan.
Installment Loans
- Terms up to 60 months
- No fees
- No early repayment penalties
- Amount of loan and rates are based on the credit score(s) of the applicant(s)
- Access revolving loans and transfer funds through online banking
- Life and disability credit insurance options available
Sound Foundation
Our solution for those who have not yet established credit or are looking to repair their credit.
- Closed end loan with secured fund component
- Funds released upon full satisfaction of loan terms
- Amounts available up to $5,000
- Terms available up to 36 months
Cash on Demand
Our solution for any short-term cash needs you may have. This revolving line of credit provides flexibility to borrow money as you need it.
- Designed to help with your current and future needs
- Monthly payments based on what you borrow
- Access funds easily through Online Banking or by contacting us
- Life and disability credit insurance options available
Overdraft Protection Line of Credit
Did you know MCCU checking accounts offer a safety net for when funds are a little low?
- Makes sure transactions are covered
- Affordable monthly payments
- Hassle free access—funds are automatically transferred when available
- Prevents non-sufficient fund (NSF) and additional merchant fees
- Life and disability credit insurance options available
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