Overdraft Protection

Offers a safety net in the event a transaction overdraws your account.

• Used to protect transaction accounts from having a negative balance
• Provides peace of mind in knowing payments will be honored
• We offer multiple options available for you to protect your account from being drawn negative
  • Overdraft from another MCCU account (Savings, Secondary Savings, etc.)
    • Free to set up and utilize
    • Helps avoid NSF fees
    • Uses funds in your other accounts to honor payments 
    • Always there when you need it
  • Overdraft Protection Line of Credit
    • Helps avoid NSF fees
    • Revolving line of credit - pay interest only on the amount you overdraft
    • Always there when you need it