Business Savings Account

Unlike other financial institutions, MCCU requires a minimal opening deposit for our business members. No asterisks, no hoops to jump through, just a straight forward savings account that will help set your business up for success. 

• $5 minimum deposit to open
• Interest-bearing account on balances of $300 or more
• The account you need to access all other business products and services
• 24/7 account access through online banking and MCCU Mobile
• Insured by the NCUA up to $250,000

Business Checking Accounts

Your checking account is where the daily action is at. You use your checking account to pay bills, make purchases, and manage daily financial operations. Since no two businesses’ needs are the same, we offer a variety of Business Checking accounts to ensure we meet your unique needs.

 

Community Choice Checking

Introducing our Community Choice Checking Account, tailored with small businesses and nonprofit organizations in mind. You’ll enjoy convenient access to essential banking services, all designed to support your financial goals. With straightforward terms and features crafted to empower your organization, the Community Choice Checking Account is the ideal solution for businesses looking for a reliable and cost-effective checking account.

To qualify for the Community Choice Checking, a business member must be a non-profit organization OR meet two of the following requirements:

• Low average monthly balance – determined as a 180-day average balance that is below $1,000
• Low transaction count – determined as an average transaction count less than 50 per month
• Has no employees – you will need to determine if the business has employees by asking the member directly

Business Basic Checking

With a focus on simplicity and efficiency, this account provides the tools you need to manage your finances effectively. Enjoy easy access to a range of banking features designed to support the day-to-day operations of your thriving business. The Business Basic Checking Account is the no-nonsense solution for businesses seeking practicality and reliability.

 

Business Plus Checking

Our Business Plus Checking Account is tailored for larger businesses that maintain higher monthly cash balances. This interest-bearing account ensures your business’s funds work harder for you. Earn interest on balances over $5,000 while enjoying the convenience of top-tier banking services.

 

Name	Dividend Rate	APY*	Minimum Opening Balance	Balance Required to Waive Monthly Fee
Business Savings	.03%	.03%	$5	No Monthly Fee
Community Choice Checking	Non-interest bearing	Non-interest bearing	$100	$100
Business Basic Checking	Non-interest bearing	Non-interest bearing	$100	$1,500
Business Plus Checking	.05%	.05%	$100	$5,000
Business Plus Checking	.10%	.10%	$100	$50,000
Business Plus Checking	.15%	.15%	$100	$100,000